In any type of emergency
I have a fear of my car breaking down and no one being able to come help me. I like to be able to fix things myself but I do not always know how. The fact that I have to get someone else to do it annoys me. I do like the fact that I have cheap breakdown cover so I just have to make one phone call for help. IN some cases people do not have this coverage and they spend time trying to find someone to tow them back to their house. That used to be me at one time.