Happiness is
People all want to be happy. Happiness is often not thought of in the right context though. Happiness is to most living beyond your means. For example if you could afford a good lifestyle you would often find things beyond what you could afford that you would want. In this regard credit cards are the way most people are living happiness. Basically to use a credit card is to pay for the right to live beyond your means. Because you cannot currently afford the lifestyle your living using credit cards this makes that lifestyle highly intoxicating and the extra fee is paying for that right to live in that realm! Its like purchasing anything else only your purchasing a service.